Ways to Stop Wasting Money on Insurance and Warranties

Ways to Stop Wasting Money on Insurance and Warranties

We recently suggested ways to Stop Wasting Your Money with These 8 Simple Tips, a topic related to Rule 7 of the Personal Kaizen 10 Rules for Life. Our third tip was to only purchase insurance and extended warranties when there is a legitimate risk of a loss that you cannot pay for otherwise. Here are more details on ways to stop wasting money on insurance and warranties. Wasting Money on Insurance The purpose of insurance is to protect consumers from losses they cannot pay for otherwise. Liability insurance protects you from large expenses (life, property, healthcare, and lawsuits) that…
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Find Financial Peace by Living on Less

Find Financial Peace by Living on Less

Check out our Personal Kaizen Motivational Monday quote! Dave Ramsey is a personal finance personality, New York Times best-selling author, and businessman who has practiced living on less for many years. We hope you enjoy this quote where he shares how to find financial peace! "Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this."dave ramsey Our upcoming Personal Kaizen post will share a wealth of knowledge about various insurance and warranties and how to stop…
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Debt Reduction: Pay Less Interest and More on What You Love

Debt Reduction: Pay Less Interest and More on What You Love

We recently suggested ways to Stop Wasting Your Money with These 8 Simple Tips, a topic related to Rule 7 of the Personal Kaizen 10 Rules for Life. Our fifth tip to stop wasting money suggests avoiding paying interest whenever possible – a challenge for most of us since over 75% of American adults have some form of debt. Here are common forms of personal debt and some ways to pay less on interest. America’s Debt Problem Americans like to borrow money. The total debt balance in the country continues to grow every year. Interest payments on this debt will…
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Using Money as a Powerful Tool

Using Money as a Powerful Tool

Check out our Personal Kaizen Motivational Monday quote! This week we're sharing a quote from the renowned novelist-philosopher, Ayn Rand. She believes money is only a tool that has the ability to take you wherever you wish. "Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver."ayn rand Stay tuned for our Personal Kaizen post this week where we will share how to reduce debt. This will include how to spend less on interest and more on what you love!
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Stop Wasting Your Money With These 8 Simple Tips!

Stop Wasting Your Money With These 8 Simple Tips!

Rule 7 of the Personal Kaizen 10 Rules for Life is to be rich, spend money on what you love. We suggest spending money extravagantly in areas of joy and cutting your costs elsewhere. With a recent increase in inflation around the world, we want to help you stop wasting your money with these 8 simple tips! 1.    Overspending and Overbuying Decide on several things you value spending your money on and avoid overspending on everything else. Be willing to change your values based on where you are in your life. For example, when our kids were young, we prioritized…
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Making the Best Use of Time and Money

Making the Best Use of Time and Money

Check out our Personal Kaizen Motivational Monday quote! Please enjoy this quote by Ben Franklin, encouraging us to make the best use of both our time and our money. "Waste neither time nor money, but make the best use of both."ben franklin Taking the advice from above, our upcoming Personal Kaizen post will share a handful of tips on how to stop wasting money.
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Why Chunking is Better than Multitasking

Why Chunking is Better than Multitasking

Elon Musk has been in the news lately for his attempt to buy Twitter for $44 Billion. Musk, who is already the CEO of both Tesla and SpaceX, was leading these negotiations while dealing with two other full-time jobs already. If you are one of the people who wonders how he gets all of his work done, Musk has found that chunking is better than multitasking. As a consultant for Lean East, I also have multiple clients and responsibilities I am supporting at the same time. Like Musk, I have learned techniques that help me accomplish higher-quality work and other…
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Taking the Proactive Approach in Life

Taking the Proactive Approach in Life

Check out our Personal Kaizen Motivational Monday quote! We've shared a quote by John C. Maxwell before and we're back with another! He shares an outlook on how everyone chooses their own way to approach life. Do you tend to be proactive or reactive? "I believe that everyone chooses how to approach life. If you're proactive, you focus on preparing. If you're reactive, you end up focusing on repairing."john c. maxwell This week the Personal Kaizen team will share why chunking is better than multitasking using great examples from Tesla and SpaceX CEO, Elon Musk. Stay tuned!
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Morality and Becoming Worthy of Happiness

Morality and Becoming Worthy of Happiness

Check out our Personal Kaizen Motivational Monday quote! Please enjoy this quote from Immanuel Kant, a German philosopher and Enlightenment Thinker. During the Age of Enlightenment, he was versatile in the value of human happiness. "Morality is not properly the doctrine of how we may make ourselves happy, but how we may make ourselves worthy of happiness."Immanuel Kant Our Personal Kaizen topic this week will be on the Lean East site and share the main takeaways from the book How to Be Perfect: The Correct Answer to Every Moral Question. This is a book by Michael Schur, the creator of…
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Brain Hack 3: How To Calm Down and Reduce Stress

Brain Hack 3: How To Calm Down and Reduce Stress

Our previous post shared a brain hack that improves your mood instantly. Brain hack 3 will also improve your mood by helping you calm down and reduce stress. This hack can be used anytime you notice that you are feeling anxious, nervous, or overly stressed. How Stress Affects the Brain and Body Stress affects all systems of the body, especially the nervous system. The first part of our brain to form is the limbic system, responsible for our fight-or-flight response to danger. The nervous system responds to stress and danger by forcing shorter, more rapid breaths that will provide us…
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