Perfection of Character: Live Without Frenzy

Perfection of Character: Live Without Frenzy

Check out our Personal Kaizen Motivational Monday quote! Please enjoy this quote from Marcus Aurelius about the perfection of character. Aurelius was a philosopher and emperor of Rome (A.D. 161–180). He was also the last of the rulers later referred to as the Five Good Emperors. "Perfection of character is this: to live each day as if it were your last, without frenzy, without apathy, without pretense."marcus aurelius Our Personal Kaizen topic this week will be on the Lean East site. We will share the main quotes that were particularly inspiring and align with some of the Personal Kaizen 10 Rules for Life from the book Meditations…
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Five Easy Low-Cost Investment Strategies for FIRE

Five Easy Low-Cost Investment Strategies for FIRE

We recently suggested strategies for Putting Lazy Money to Work for You, a topic related to Rule 7 of the Personal Kaizen 10 Rules for Life. We shared that “cash is trash” and showed how inflation destroys the spending power of your money. The best strategy is to make your money work for you by investing it. Here are 5 low-cost investment strategies that will help you retire comfortably or even achieve FIRE – financial independence to retire early! Note that I am not a financial advisor – these are all just personal opinions. Also, note that I am not…
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It’s Not About How Much Money You Make

It’s Not About How Much Money You Make

Check out our Personal Kaizen Motivational Monday quote! This week we share a quote from Robert Kiyosaki, an American businessman, and author who has written multiple books about personal finance and business investing. We agree with his idea that it's not about how much money you make! Check out the full quote below. "It's not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for."Robert Kiyosaki Our upcoming Personal Kaizen post will share five low-cost investment strategies that will help you retire comfortably or even…
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Travel for Free With These Simple Tips

Travel for Free With These Simple Tips

The Personal Kaizen posts over the past several weeks have been focused on smart money habits related to Rule 7 of the Personal Kaizen 10 Rules for Life. We began by encouraging you to Stop Wasting Your Money with These 8 Simple Tips and gave advice on How to Improve Your Credit Score and Save Thousands and last week ways to Use Credit Card Bonus Points and Cashback. This post will provide step-by-step instructions that will allow you to travel the world for free. Want to Travel for Free? I booked hotel rooms and bought plane tickets for a vacation…
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Travel: It’s Education for Living

Travel: It’s Education for Living

Check out our Personal Kaizen Motivational Monday quote! Many of you may know Anthony Bourdain as a world-renowned chef, but did you know that he was also a travel documentarian? He focused on the exploration of international culture, cuisine, and the human condition. Please enjoy this quote about travel and education for living! "Travel is not reward for working. It's education for living."anthony bourdain Our upcoming Personal Kaizen post will share a handful of simple tips and ways that you can travel for free. Get your luggage ready!
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Take Advantage of the Secret Benefits of Credit Cards

Take Advantage of the Secret Benefits of Credit Cards

We recently suggested ways to Stop Wasting Your Money with These 8 Simple Tips, a topic related to Rule 7 of the Personal Kaizen 10 Rules for Life. Our last post was How to Improve Your Credit Score and Save Thousands and included advice for building your credit history using credit cards. This post will teach you how to take advantage of the secret benefits of credit cards. Credit Cards are NOT Evil! Image Source: Examiner-Enterprise Dave Ramsey is one of several well-known personal finance personalities who discourage the use of credit cards. Ramsey writes, “A life without credit cards…
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Credit Cards and Reward Programs

Credit Cards and Reward Programs

Check out our Personal Kaizen Motivational Monday quote! Aaron Patzer is an Internet entrepreneur and the founder of the very popular financial management tool, Mint.com. Please enjoy this quote where he shares his thoughts on credit cards and reward programs. "If you pay your credit card off every month, get a rewards card. One that gives you airline miles or that will give you 1 percent cash back at least on every purchase."aaron patzer Our upcoming Personal Kaizen post will share how to take advantage of credit cards and the many benefits that they offer. Stay tuned to learn about…
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How to Improve Your Credit Score and Save Thousands

How to Improve Your Credit Score and Save Thousands

We previously posted tips on Debt Reduction: Pay Less Interest and More on What You Love and referenced another way to pay less interest – reducing the interest rate lenders require on your debt. This post explains how your credit score is one of the key measures of your financial health and provides tips to improve your credit score and save thousands of dollars. What is a Credit Score? Credit scores provide lenders with a way to determine how risky it is to loan money to you. A lower score means higher risk, and means they must charge more interest…
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The Most Vital Aspects of Financial Health

The Most Vital Aspects of Financial Health

We hope you all had a safe and happy Fourth of July! Check out this week's Personal Kaizen Motivational quote! We're all very familiar with credit scores and reports. Please enjoy this quote from Erin Lowry, an author, and personal finance expert, as she reminds us of their importance. "Your credit report and credit score are two of the most vital aspects of your financial health."erin lowry Wondering how you can raise your credit score? Our upcoming Personal Kaizen post will share how to improve your credit score and save thousands!
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Putting Lazy Money to Work for You

Putting Lazy Money to Work for You

We recently suggested ways to Stop Wasting Your Money with These 8 Simple Tips, a topic related to Rule 7 of the Personal Kaizen 10 Rules for Life. Our final rule shared how inflation destroys the spending power of your money. Money saved in a bank account (or as cash) is losing value every day. Here are reasons for putting lazy money to work for you with some suggested actions you can take today! A Lazy Money Case Study We’ll begin with the story of two young professionals, both with new jobs in January 2017. Bill and Jill both negotiate…
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